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What's the Difference Between a Home Inspector and a Home Appraiser?


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Updated: 01/31/2018
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Answer: A home appraiser determines the fair market value of home. A home inspector documents visible material defects in the home.
Integra Inspection Services, LLC
Answer: The Home Inspector inspects the mechanics of the home, making sure everything is in working order. They also inspect the roof, attic, insulation, hvac system, all appliances, pool operations in some cases and makes sure there are no issues of concern that will cost the new owner a lot of money to correct. An appraiser appraises the value of the home using comparables in the same neighborhood to get to the current market value. They take into consideration the square footage, the updates, the bedrooms, the baths and come up with the value for the purchase price of home.
LPT REALTY LLC
Answer: HOME APPRAISER'S DETERMINE VALUE ONLY! HOME INSPECTORS DETERMINE THE PHYSICAL CONDITION OF THE HOME AND IT'S MAJOR EQUIPMENT.
SAVVY REALTY & APPRAISALS
ProMatcher
Answer: In summary, while both home inspectors and real estate appraisers contribute valuable information in a real estate transaction, their focuses and purposes are distinct. Home inspectors concentrate on the physical condition of the property, helping buyers make informed decisions about potential repairs. Appraisers, on the other hand, assess the market value of the property, providing a crucial element in the financing process.
Robin Standard Louisiana Home Appraiser
Answer: Home inspector does not access the home value
S&B Property Inspections LLC
Answer: Worth of home is a appraiser, home inspector tells you what is the condition of the home
Michael J West Dreamkeeper Home Inspections Inc
ProMatcher
Answer: The appraiser focuses on the market value of the house. The inspector focuses on the condition of the property and all installed systems.
CA Real Estate Services
Answer: A home inspector is one who looks for deficienies, a home inspector puts a value on the home.
Pinkerton Inspection Agency LLC
Answer: An appraisal offers a third party value of a property based on recent sales, land values and cost of construction in some cases. A home inspection, gives you a snap shot of what the home is like in this point in time. This way you have knowledge of the age and condition of the home and the mechanicals at the moment you purchased the home.
Premiere Plus Realty Co
ProMatcher
Answer: The Home Inspector is looking for problems areas with the home, both interior and exterior, whereas the Home Appraiser is inspecting and analyzing for the value of the home.
Dennis Realty & Investment Corporation
Answer: Appraisers place a value on the property based on industry standards for an appraiser. An inspector identifies the condition of the home through a visual inspection and provides a report that includes the items inspected and whether there are deficiencies.
Michael Moffitt, Moffitt Property Inspections & Consulting
Answer: Appraiser estimate the value of a home. Inspectors do not.
Mountain View Inspection Services
ProMatcher
Answer: A Home Inspector inspects the home for deficiencies and reports on the homes condition. An Home Appraiser appraises the monetary value of the home.
Shedhorn Inspection Services, LLC
Answer: An inspector...is hired by the Buyers...to determine if there are any issues with the structure and anything included with the purchase of the house; i.e.appliances. He/She is not an expert and should not quote prices for repair or replacement but rather suggest a licensed trade person in a particular areal ie electrician, plumber, roofer, etc. to evaluate and make recommendations for issues that may be apparent in an inspection. An appraiser is hired by the Buyer's lender to determine the value of the property to insure that the lender is not "over extended" in lending more than the market says the property is worth.
EXP Realty LLC
Answer: An appraiser appraisses your home value,a home inspector inspects your home
H&R PROFESSIONAL INSPECTIONS
ProMatcher
Answer: Both an appraiser and inspector will walk around the house and take a good look at it, but they're each at the house for different reasons. The appraiser is looking at the value of the home; while the inspector is looking for any defects with the home that may cause you financial grief later and educates the buyer about the condition of the home and its major components. http://bit.ly/2FDz8jI
Master Appraisal Services
Answer: An Appraiser is there only to set the market value for the home. A home inspector will look for major defects and safety issues related to the property.
Reality Property Inspections
Answer: A home inspection is primarily intended to protect the prospective buyer from purchasing a home with structural defects and other major problems. The home appraisal is meant to protect the lender from paying more than the house is worth.
Real Living Kee Realty
ProMatcher
Answer: Home inspectors don’t judge the value of a home.
TnT Home Inspections
Answer: An appraiser gives an opinion on value, where an home inspector inspects the property for defaults.
AEXACT APPRAISAL COMPANY
Answer: The real estate appraiser’s visit could be better referred to as a “walk-through,” rather than an inspection. During this quick walk-through, the home appraiser is looking for obvious issues that may affect the value of the home. The walk-through also serves to verify information on file for the home (number of bedrooms, physical address, etc.). It’s important to note that the appraiser’s visit is only one part of the property valuation. The appraiser will also research the sales of comparable homes to compile a final report on the fair market value of the home, to be provided to the lender The home inspector’s inspection will be a much more detailed process, lasting two to three hours for a typical home. While some issues a home inspection might turn up could affect the value of a home, the main purpose of the inspection is to help the buyer assess risk. Some defects may be cosmetic, other problems could be more serious, requiring costly repairs to protect a homeowner’s investment.
Louisiana Direct Home Buyers, LLC
ProMatcher
Answer: An inspector is testing the performance, functionality and safety of a home. An appraiser is assessing the value of the home in comparison to like homes in the area.
Heritage Inspectors
Answer: Home Inspectors inspect the home and all essential systems in the home. They inspect for proper functionality and safety. Home Appraisers provide you with a value on what the property is worth.
Moran Property Inspections
Answer: Home appraisers deal with accessing value and home inspectors find deficiencies.
Spotlight Home Inspection L.L.C.
ProMatcher
Answer: A home inspector inspect the property for potential repairs or inadequacies. The Home Appraiser observe the property to determine its current market value.
Residential Appraisal Associates
Answer: Both are opinions one is on condition of the other is on value in the market of neighborhood.
North State Inspections
Answer: A Home Inspector evaluates the quality of the construction and viability of the home. An appraiser determines the value of the home.
Kairos Home Inspections
ProMatcher
Answer: A home inspector lets the buyer know of any defects found and an appraiser lets the owner know of the value of the home.
Royalty Home Solutions, Inc
Answer: Home inspectors will inspect the working functions of a property. Home appraisers will assess the market value of a property, according to their methods.
Ron Rodgers- Ryan Real Estate
Answer: A home inspector views the properties interior and exterior and takes note of any damage that is present, their primary focus is the condition of the components in the property. A home appraiser views the properties interior and exterior and compares it to 3 sales, and 3 listings that are in similar condition, location and features to the subject and provides a report that indicates the market value for the subject.
Northern Virginia Real Estate Lifestyles
ProMatcher
Answer: the appraiser works to comprise a fair market value for a particular subject property. Although they can and should be aware of conditions affecting a homes value they are not an inspector. A general home inspector is their to advise a buyer of the homes condition and state of repair not the value.
KF Home Sales @ Quality First Real Estate Group
Answer: A home appraiser is attaching a $ value to a home. A home inspector is just looking for deficiencies.
Buckeye Inspection Services
Answer: A home appraiser determine the value of the home for tax purposes where as a home inspector is determining the safety and function of the home
Able Home Inspections
ProMatcher
Answer: inspectors do not give value figures or pricing
Thomas Property Services llc
Answer: A home inspector inspects the home for possible problems and a home appraiser appraises the value of the home.
BurCan Dynamics LLC
Answer: Home inspector finds problems with the house and makes sure it is structurally sound and an appraiser determines the value of the house
Reliance Real Estate Group
ProMatcher
Answer: Home Inspector identifies defects in components of house. Appraiser determines value of house.
Millyard Home Inspection
Answer: A home inspector examines a home to detect defects. An appraiser examines the home and compares to others of similar size, etc. to determine the appraised value of it.
Contractors Corp.
Answer: Home Inspection = examines the mechanical aspects of all mechanical equipment and structure of the home. Real estate Appraiser inspect the home to determine market value.
LAKE AREA APPRAISAL FIRM
ProMatcher
Answer: One determines condition, one determines value.
Brewer Contract Consulting
Answer: Inspector checks for defects and safety. Appraisers put a monetary value on the house.
TKO Home Inspections, LLC
Answer: Inspector evaluates the homes systems and their operation with no monetary value place on the inspection. An appraiser determines the homes value based on other homes in the area that have recently sold
Anthony Quarato home inspections
ProMatcher
Answer: Oh my goodness this one comes up all the time! So I am glad you asked :) A home INSPECTOR is hired by you (the buyer, typically), is paid by you and works for you. The home inspector is usually a generalist who knows a little bit about a lot of things. They typically look for major defects (in areas I call the the "Big 5": HVAC, Electrical, Roof, Foundation & Plumbing) and if they see something suspect they will recommend either assessment or addressing by a licensed contractor in that area. I will often suggest my Sellers have a pre-listing home inspection to discover and address any potential issues. A home APPRAISER is hired by your lending institution, paid by you in some way in the process and works for the bank. The appraiser is an independent 3rd party hired by the lender to ensure your new home is worth at least the asking price. As lenders have most of the interest in a property, it behooves them to make sure the property is worth what the contract says it is.
John L. Scott Olympia
Answer: The home inspection looks for roof, electrical, plumbing, wind mitigation, this are things related to the cost of insurance and items to look for when buying a home, an appraisal observes any violation of added sq.ft.condition of the property, interior and exterior,researches property data, searches for available comparable sales and arrives at an opinion of value for the purpose of the appraisal order.
A Q Appraisals
Answer: A home inspector determines the condition of the home. The appraiser determines the value of the home.
Best Choice Inspections
ProMatcher
Answer: Home inspectors check ever aspect of the home. Appraisers only place a value to the home
At Ease Home Inspection
Answer: A home inspector checks the house for defects and if its up to code, The home appraiser estimates the value of the home.
Coldwell Banker residential Brokerage
Answer: A home inspector inspects the house for proper operating condition and proper building constrution. A home appraiser determines the value of a house depending on many variables - square footage, condition, location, upgrades, etc.
Texas Mold Consultants
ProMatcher
Answer: Home inspectors inspect the all of the physical attributes of a property, i.e., furnace, attic, plumbing, electric, roof, etc., and prepare a report that identifies any repairs needed or any other physical issues. An appraiser does not do home inspections, but prepares a market value appraisal based on the location of the property, its square footage, bedrooms, baths, age, style, condition, etc., and selects recent property sales to compare it to.
V.A. Solano & Associates, Inc.
Answer: One makes sure it all works like it is supposed to, the other determines the value.
RE/MAX Realty Group
Answer: one looks at construction and shape the house is in, the other it's value
Your Husband & Wife Real Estate Team with Charles Rutenberg Realty
ProMatcher
Answer: An Inspector never establishes a value for the house, or repairs for that matter. They provide an overview of the condition of the structure and and various components of the house and recommend where further inspection by specialist is needed. An appraiser establishes a value, but not the condition of the various components of the house.
Allen Tate Companies
Answer: A home inspector is optional when buyer or selling a home. A inspector looks for issue with home and give the homeowner a report with items of concern with the home. Let me add an inspector is not a Contractor. A inspector may see a concern ask that it looked at in more detail by a GC who can verify if there is really an issue. A HOME APPRAISER, his hired by the bank, and works for the bank to verify that the home is really worth what the contract says. Based on the appraisers opinion, a home value is set. Keep in mind, that an a Appraisal is just an opinion on which the bank relies . Appraisal can be different, not all appraiser value home the same and may use diffent comparable to determine the home
Myra Strickland Real Estate at KW
Answer: An inspector is highly trained in most all aspects of the condition of the home (roof, furnace, electrical etc). They inspect the home to document items that may be of concern to a home buyer. An appraiser is there to discover what the value of the home is.
RE/MAX Results
ProMatcher
Answer: Home appraiser estimates the value of a home. A home inspector looks for latent and structural defects.
Ray REI
Answer: A General Home Inspection FOR A BUYER OR A SELLER is a non-invasive, visual examination of the accessible areas of a residential property which is designed to identify problems (defects) within specific systems and components defined by the InterNACHI Standards of Practice that are both observed by the inspector and deemed notable (material) because they may affect the value the property. An an appraiser determines the specific value of a home. A home inspection is NOT an appraisal and does NOT determine the value of a home. ( Though your inspector will be looking for problems that may have a significant, adverse impact on the value of the property, or that poses an unreasonable risk to people, the items mentioned in the home inspection report may or may not affect the value of a home. There are many variables that affect the value of a home that are not related to the home inspection. )
Home Inspection Solutions
Answer: A home appraiser is interested in valuation issues. The economics of value. A home inspector is specifically concerned with building components and their condition and utility.
Todd G. LiPira, SCGREA
ProMatcher
Answer: A home inspector performs a visual inspection to ensure that the property is functional and safe. An appraiser assists the lender in determining the value of the property for the purpose of securing a mortgage.
Rightway Residential Home Inspections
Answer: EVERYTHING! An Inspector is hired to tell a consumer/buyer the condition of the home you are purchasing. An Appraiser is hired by the Lender to make sure it is a mechanically & structurally FUNCTIONAL home and report the market value of the home.
Reece Nichols-Mary Wilcox
Answer: Home inspector check the home for defects, home appraisers determine the value of the house
Everest Home Inspectors
ProMatcher
Answer: Inspector investigates an appraiser determines the worth of structure
CLEAR POINT HOME INSPECTIONS LLC
Answer: Home Inspector will report on condition while an Appraiser will determine market value
A Better Choice Home Inspection, Co
Answer: Home inspectors are exactly what it sounds like we inspect dwellings for deficiencies. An Home appraiser quotes the value of a home.
Your Home Property Consultants
ProMatcher
Answer: An inspector is looking for everything that is wrong with the house, even minor details. An appraiser is just trying to find the value of the home.
Cutler Real Estate
Answer: A Home Inspector Observes the homes general condition, An Home Appraiser assess the approximate value of the home.
Doyle Wayne General Services
Answer: Inspector verifies the home is function and out of hazardous situations. An Appraisal just evaluates the potential value price of home against local comps
CSSCPSG-Student-Judge:Vicente-B: Galindo.
ProMatcher
Answer: appraisal is for the purpose of determining current market value, and the inspection is used to identify any issues with the condition of the home.
A Balance Home Inspection
Answer: A home inspector inspects the subject property's mechanical systems to determine if they are in good and working condition. An appraiser's does a complete visual inspection of the subject property and surrounding neighborhood for the purpose of estimating fair market value. which includes measuring the exterior walls of the subject property and confirming that all mechanical systems are in place and functioning properly and taking into account any other amenities that would have an effect on the market value.
buelow appraisal service
Answer: One person inspects the house for defects and the other, the appraiser places a value on the property
Berkshire Hathaway PenFed Home Services Realty
ProMatcher
Answer: Home inspector will look for problems and the home appraisal will give your home a market value
One Way Home Inspections
Answer: Home Inspector checks the "vitals" of the home- roof, electric, termites, plumbing, etc. Home Appraiser develops an "opinion" of value of the home in today's market usually for a banking institution
Prudential Florida Realty
Answer: The inspector looks for latent damage and things that are not working and appraisers take in account everything you can visually see like location and your neighbors and wet her or not you have a pool....
Coldwell Banker
ProMatcher
Answer: A home inspector checks the condition of a home, and an appraiser checks the value.
Clearview Home Inspections Eccl.9:10
Answer: Inspector inspects property for a variety of working and non working or damages, an appraiser determines the value of the property
S.O.C.
Answer: inspectors don't do the math and loan cost as appraisers do
Thomas Property Services
ProMatcher
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